Desk Mate Service

Household Money Management Service

Desk Mate service provides personal assistance with basic financial and household tasks.

Your Desk Mate helper can:

• Organize records,
• Locate important papers,
• Sort mail,
• Make sure bills get paid on time,
• Establish a budget,
• Help avoid financial scams,
• Other financial tasks as needed.

Desk Mate services are provided by Ken Berzof, Financial Helper, LLC.  Ken is a retired personal finance columnist for The Louisville Courier-Journal.  He has a sincere desire to help older people keep their personal finances in order and to take the burden off the senior or other family members.

Why might a Desk Mate be needed? 

Information from a 2009 Harvard University study found that a startling number of older adults either lack the cognitive abilities to manage their finances or delegate that responsibility to others.

In the research paper, “The Age of Reason: Financial Decisions over the Life-Cycle with Implications for Regulation,” David Laibson, a professor at Harvard University, Cambridge, Mass., and noted expert in behavioral economics, found the prevalence of dementia among Americans “explodes” after age 60, doubling every five years to more than 30% of the population over age 85.

Even without diagnosed dementia, many older adults still experience “substantial cognitive impairment.”

As a result, nearly half of the population between 80 and 89 is impaired by dementia or has cognitive impairment.

If you or your loved one feels that help is needed, our Desk Mate can step in to manage the financial affairs and keep scammers away, and protect the monetary resources of the senior.

Please call Ann Cogswell at SCE at 502-896-2316 or email us to set up a free consultation.

Hourly rates apply or we will provide an estimate by project.  There is no minimum fee and Ken will come to your home to do a FREE consultation, assessment of your needs and plan proposal.